Hello hive mind,
I noticed the Frost Lizard does attrition damage to equipment. Does this mean that the breath is deadly if a PC has no more equipment to take the hit or does it roll over to skills? I can see either, I’ve certainly been out in the cold IRL and felt some skills not be accessible until I warm up. On the other hand, I can also see that once gear is gone, you might just turn into a meat popsicle with a cold based breath attack.
Did I miss something, or is this a GM call?